November

Learn about voluntary life insurance

Open enrollment is your once-a-year opportunity to review your coverage options and make benefit decisions for 2018 without a qualified change in status.

November 15, 2017

An employee may enroll in additional age-rated coverage in $10,000 increments to a maximum of $500,000, not to exceed 5x annual base annual earnings. Guaranteed coverage is available to $60,000 if you are under age 60. Amounts in excess of the guaranteed amount, if you are over age 60 are subject to evidence of insurability.

Employees can enroll in additional coverage for their spouse or Civil Union Partner, under age 70, even if you do not enroll yourself. Spousal or Civil Union Partner coverage is also available in $10,000 increments to a maximum of $300,000. Guaranteed coverage is available to $30,000, if the spouse or Civil Union Partner is under age 60.

For a flat rate of $1.50 per month, per $5,000 of coverage, for all legally dependent children, ages six months to 26 years, employees can enroll in additional life insurance, provided the employee or spouse, partner in civil union are accepted for insurance coverage. Employees may choose a child benefit in increments of $5,000 increments up to $25,000.

Each employee will be receiving a personalized enrollment kit from Anthem Life for ease in enrollment should an employee be interested in adding or increasing their voluntary life benefits.